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Cheap bus insurance and minibus insurance – get a bus insurance quote online

Tailor made insurance solutions for bus & minibus operators – including nationwide fleets

If you want bus insurance you have come to the right place! insureBUS are bus insurance and minibus insurance brokers who provide cheap bus insurance quotes online for the full spectrum of buses. insureBUS are bus insurance experts with access to exclusive minibus and bus insurance quotes that we have negotiated with our underwriters and can provide both a single bus insurance policy and bus/minibus fleet insurance.

insureBUS provide minibus insurance and large bus insurance for private hire (hire and reward), business use, bus companies & operators, councils, social domestic and pleasure (private and family minibus), Groups (e.g. Scouts, Societies) and Charity minibus insurance.

Our team of bus insurance brokers are experts in their field, and will provide you with great value bus insurance, a friendly service and no compromise to your cover. European cover available

As an independent bus insurance broker, we act in your best interests and use our excellent relationships and exclusive minibus / bus insurance rates to secure the best online bus insurance quotes for our customers. We use our panel to find you discounted bus or minibus insurance to save you money AND provide excellent levels of cover – many of our rates are exclusive and not available anywhere else.

Why insure your bus with insureBUS

  • Dedicated expert bus insurance team
  • Owner/drivers or nationwide fleets
  • Exclusive rates with our underwriters not available elsewhere
  • Unlimited bus insurance mileage policies
  • Free courtesy vehicles to keep you on the road – like-for-like buses at no cost
  • Free Legal expenses
  • Monthly bus insurance payment options available – via direct debit – helping you spread the cost
  • Large introductory discounts for new bus drivers and new ventures
  • Protected no claims bonus for experienced bus drivers
  • Minibus Fleet insurance & management services available for 3 or more vehicles
  • Cheap minibus insurance – plus minibus insurance online quotes

For a bus insurance quote, submit your details using our online bus insurance form or call 0800 142 2830

** Huge discounts available for experienced bus drivers and second / third vehicles!

** Specialist Bus Fleet insurance policies to save you time and money

Click here for the full range of insurance quotes we provide

Other bus insurance services we provide:

Public Liability insurance Cover

Goods in transit insurance cover

Bus Fleet insurance

Bus Insurance and Minbus Insurance – Frequently asked questions

What is Bus Insurance?

Motor insurance is required by law if you intend to use or leave your vehicle on a public highway. You need specialist insurance if you are driving a multi-seat vehicle such as a bus or a minibus. You can choose if this vehicle is for private use or for hire and reward

What types of Bus insurance are there?

Bus insurance cover types

Bus insurance follows the exact basic principles of other motor policies – although it is likely you will need additional cover on top

The bus insurance policy will offer either:

  • Comprehensive bus insurance
  • Third party, fire and theft bus insurance
  • Third party bus insurance

Insurance policies for buses or minibus can also be restricted to named drivers or any driver policies, policies in the name of individuals, company bus policies (sometimes known as bus fleet insurance) and therefore add or delete drivers from the policy

Public Liability insurance is usually a must for all policyholders. We have exclusive facilities with large insurance companies and can offer all types of liability insurance, including public liability and employers liability insurance.

Who will my bus insurance be with?

insureBUS search a wide panel of bus insurers to find you the best deal for your bus insurance. Our mission is to find you cheap bus insurance. Before you buy your bus insurance policy, our bus insurance online quote service will allow us to search for the cheapest bus insurance with the best levels of cover.

As one of the country’s biggest and fastest growing bus insurance brokers, we have negotiated exclusive rates with our underwriters and you’ll have direct access to minibus insurance rates that you won’t find anywhere else.

Our underwriters include big names such as Aviva (Norwich Union), Tradex, HBCS insurance, Brit and Groupama.

Can I get immediate cover?

Yes, providing you have a credit or debit card we can issue you with immediate cover, subject to normal terms and conditions. Please note that if you choose to pay by Direct Debit we will require a deposit from you, payable by credit or debit card and you will need an account that supports the Direct Debit facility.

How many drivers can I have on my bus insurance policy?

The majority of bus insurance policies are either insured only or Named Drivers as the bus insurance costs increase as driver numbers increase. But you can have Any Driver policies if you wish.

There are several driving restrictions available to include Insured Only, Named drivers and then Any Driver over a requested age. Your bus insurance quotes will depend on how many drivers you have, what age they are and what no claims history they have.

The more experienced the driver, and the more no claims, the lower your premium will be.

If you have bus policy no claims bonus you will receive a substantial discount – up to 65% off the rate.

If you have private car / van no claims discount you will also receive a substantial discount – up to 65% off – this applies even if you have no claims / accidents as a named driver of another vehicle.

You will need the necessary license if you are driving a large bus compared to a small minibus.

Are there bus insurance introductory discounts?

Yes – Because of the relationships we have built amongst the bus insurance underwriters, we have been able to obtain a variety of bus insurance discounts. We can mirror No Claims Bonus from your car or other minibus, and if you haven’t got another vehicle in your name we can offer discounts just for driving experience, be it from your partner or your company.

What types of bus are there?

Buses range in size from small minibuses to large double-decker buses. These tend to be in cities where the need to carry more passengers is greater. We can insure all of these vehicles at competitive rates. Our bus fleet insurance team are experts on multi-vehicle policies

When will I get my insurance documents?

You will get your bus insurance documents within 5 working days. We will issue an immediate cover note if necessary. Your bus insurance renewal documents will be sent to you automatically.

Can I use my bus no claims bonus?

Yes, you can use your bus insurance no claims bonus to earn a discount off your bus policy

insureBUS have big discounts for experienced bus Drivers – this includes any no claims bonus you have from previous bus insurance policies.

By using our network, we can usually obtain discounts of up to 65% for renewal of existing bus insurance policies or bus operators fleet insurance policies.

What type of vehicle am I allowed to drive?

You may be allowed to drive a minibus if it is not used for hire or reward. Hire or reward generally means any payment in cash or kind made by or on behalf of passengers that gives them right to be carried in a vehicle.

If you had entitlement to drive cars before 1 January 1997 you can drive a minibus provided it has a maximum of 17 seats including the driver’s seat and is not being used for hire or reward. Your minibus entitlement will remain valid in the United Kingdom until your licence is next renewed.

There are special licensing arrangements allowing you to drive minibuses and buses without having to hold the higher passenger carrying vehicle (PCV) driving licence entitlement.

Drivers of minibuses having 9-16 passenger seats will normally need to hold a PCV license category D1 or a category D license to drive larger buses.

I want to start a bus business or become a minibus operator – what about discounts for new bus drivers or new bus companies?

We understand that a huge cost when starting your transport business will be your bus or minibus insurance. No claims discount is usually a large factor of consideration with bus insurance companies. However, if you don’t have any or have limited no claims bonus we can still save you money if you are an experienced or new bus driver. We have negotiated huge introductory discounts from many of our insurance partners and pass these incredible discounts onto our customers.

For example:

  • we can give up to 65% Introductory No Claims Discount if you are an experienced bus driver
  • we can give up to 65% Introductory Discount if you have been driving another bus not necessarily insured in your name
  • we can give up to 65% Introductory No Claims Discount if you have another bus being insured elsewhere

Is there an excess on my bus insurance?

The choice is yours. Your online bus insurance quote will ask what excess you are looking for. Of course, if you get a phone quote then our account handlers will advise this.

There is the option to delete the policy excess from all our bus insurance quotes at a small additional cost. However, most bus drivers and bus companies choose to have an excess as it keeps the premium lower.

If you currently have a £500 excess, we are confident we can reduce it to £250 whilst beating your current rate.

Do you provide an online bus insurance quote?

insureBUS provide online bus insurance quotes. Simply visit our online bus insurance quote page and submit your details. One of our expert bus insurance brokers will receive your details, search for the best prices and contact you within 24 hours with the quote.

Can I phone you for a bus insurance quote?

Yes, we’d welcome your call – freephone 0800 142 2830

Many of our customers choose to discuss their bus insurance quote by phone. The main benefit of a phone quote is that we can change a policy to suit your individual needs there and then, shop around, and usually provide larger discounts AND better policy cover.

We are based in the UK with a specialist bus insurance broker team. These bus insurance experts know exactly where to go to get the right insurance for you and our large panel and exclusive insurance rates means we have access to market leading bus and minibus insurance prices

Will bus fleet insurance be the best option if I have more than one vehicle?

Bus Fleet insurance is a specialist area and we have a specialist bus fleet insurance team who deal with fleet insurance every day. Please call 0800 142 2830 or see our specialist fleet insurance website.

We can insure any bus operator fleet, any size and a variety of vehicles – we can even include your cars and vans into your bus fleet policy for simple administrations and increased savings.

Bus fleet insurance will save you considerable money and time if you have 3 or more public transport vehicles – with one simple renewal date.

What if I need European cover?

UK bus Insurance is the traditional contract unless otherwise specified. However it is becoming more regular that foreign use insurance is required, especially with the expansion of the European Union and channel tunnel links. Temporary foreign use insurance to European countries can be easily issued with a Green card extension. If very regular foreign use travel occurs then we can easily provide Annual cover for European bus insurance by issuing an Annual Green Card endorsement.

If you are a tour bus operator and regularly travel to Europe, please call us to discuss your specialist requirements

What other policies should I consider?

If you are transporting passengers for hire and reward, it’s vital you have public liability insurance cover in the event on any accident where injuries are sustained. This insurance covers you for claims against you for injury to third parties or damage to their property.

If you have business premises, this will also be included in the cover.

If you have employees, it’s strongly recommended that you include employer’s liability cover. This is a compulsory policy that protects the policyholder / employer from claims

Replacement vehicles and claims management service

Most of our insurance policies guarantee a replacement bus or minibus in the event of an accident. This is a must to ensure that your livelihood and your business are covered in the unfortunate event of your vehicle being off the road.

We know how important it is to keep buses on the road and we have an excellent relationship with one of the UK’s leading accident management company who specialise in business vehicles of all sizes

Why insureBUS.com?

insureBUS are one of the UK’s leading BUS insurance brokers, covering the whole of the UK. We are a specialist bus insurance broker and our team do nothing else but work closely with bus drivers (owner / drivers), bus and minibus operators and also nationwide bus fleets.

insureBUS are part of County Insurance Consultants Ltd, who specialize in professional driver insurance.


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insureBUS - Click here for a quote
Copyright © 2013 insureBUS. All rights reserved. | insureBUS.co.uk - specialist in bus insurance

What makes us different when it comes to bus insurance?
insureBUS makes bus insurance easy. Our team of bus insurance brokers have excellent product knowledge in order to find you the best bus insurance quote. We have been providing bus users with insurance for many years and are happy to discuss any bus insurance questions and worries you may have regarding the quote or bus insurance policy to give you piece of mind.

If you are unhappy with our service we have a complaints procedure, details of which are available on request.
You may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we deal with your complaint. The FOS website is www.financial-ombudsman.org.uk.

Please find a link to our complaints procedure here

County Insurance Consultants Ltd acts on behalf of insurance companies or Lloyd’s syndicates: the procedure that will apply depends on whose behalf we act. To identify which procedure applies to you, please refer to your policy wording. If you have any doubt on which procedure applies to you, County Insurance Consultants Ltd will be happy to help. Please find a link to our complaints procedure where the insurer is a Lloyds Syndicate here